Tucker Arensberg’s financial institutions practice applies its experience and understanding of finance to work with clients ranging from large national and super-regional banks to small and mid-sized community banks, trust companies, trust departments, mutual funds and brokerage firms.  We also represent commercial credit companies, leasing firms, investment banking firms, insurance companies and other non-bank lenders and financial services companies.

Client transactions can range from less than $100,000 to more than $500 million, but they share many of the same characteristics and present many of the same challenges. Our work involves the negotiation, documentation, and closing of financial transactions of all kinds including:

  • Unsecured loans
  • Revolving credit loans
  • Working capital facilities
  • Capital expenditure financing
  • Term loans
  • Asset-based financing
  • Mezzanine debt
  • Real estate and construction lending
  • Syndicated and participated multi-bank loans
  • SBA loans
  • Export-import bank financing support programs
  • Second lien financing
  • Equipment leasing
  • Synthetic leases
  • Employee Stock Option Plans (ESOP)
  • Public finance
  • Underwritten bond transactions
  • Private placement of debt
  • Derivative & hedging transactions
  • Letters of credit
  • Asset securitization
  • Foreign currency facilities
  • Commercial finance
  • Bond counsel
  • Compliance & risk management

We also serve our clients with their regulatory and compliance needs.  We work with many financial institutions helping with:

  • Reviewing policies and procedures
  • Working on privacy issues
  • Responding to internal and external audits
  • Bank examination preparation and response
  • Community Reinvestment Act performance
  • Patriot Act and anti-money laundering procedures
  • Trust and investment compliance
  • Corporate governance
  • Record and electronic record retention policies and procedures
  • Developing and documenting new products and services

The Financial Institutions practice is complemented by the firm’s other practice areas including: